Section 1 of 6

License & Registration

Check Result Source & Date Checked
Entity registration status Active
Summit Peak Roofing LLC, FL Limited Liability Company, registered 2018-03-14. Registered Agent: Michael T. Harlow, 4421 Biscayne Blvd, Miami FL 33137.
Florida Division of Corporations — sunbiz.org
Checked: 2026-07-24
Florida contractor license Active
License #CCC1336291 — Certified Roofing Contractor. Holder: Michael T. Harlow. Issue date: 2019-06-01. Expiration: 2026-08-31. Note: Expiration is within 38 days of this check date. Confirm renewal at closing.
Florida DBPR — myfloridalicense.com
Checked: 2026-07-24
License discipline history No disciplinary actions, citations, or suspensions on record for license #CCC1336291. Florida DBPR license detail — myfloridalicense.com
Checked: 2026-07-24
Good standing / annual report 2026 annual report filed 2026-04-10. Entity in good standing. No registered agent delinquency. Florida Division of Corporations — sunbiz.org
Checked: 2026-07-24
Section 2 of 6

Insurance Certificate Checklist

No insurance certificate was provided by the subject at intake for this sample. The checklist below shows what to request and what to verify on any certificate you receive. We cannot independently confirm active policy status — the insurer will not confirm coverage to a third party. You must request the certificate directly from the contractor and verify the issuing agent.

Item Status Notes
General liability — minimum $1M per occurrence Request required Ask for a Certificate of Insurance (ACORD 25 form). Verify the carrier is licensed in FL via the Florida OIR insurer search.
Workers' compensation Request required FL law requires WC for roofing contractors with 1+ employees. Verify online at the Florida DFS coverage verification tool. If contractor claims owner exemption, request the exemption certificate number.
You listed as additionally insured Must be explicit Your name must appear on the certificate as "Additional Insured" — a generic cert naming only the contractor does not extend coverage to you for injuries or damage on your property.
Certificate holder address Confirm accuracy The property address where work will be performed should be listed as the certificate holder address or noted in the description of operations field.
Policy expiration dates Check vs. project end Both the GL and WC policies must remain active through your project completion date — not just the start date. Request a renewal certificate if any policy expires before project end.
Section 3 of 6

Litigation & Judgment Search

Search conducted on: Summit Peak Roofing LLC; Summit Peak Roofing; Michael T. Harlow. Courts searched: Miami-Dade County civil docket (Miami-Dade Clerk of Courts), Palm Beach County civil docket, Florida state PACER-equivalent (Broward County), US District Court SDFL via PACER. Date of search: 2026-07-24.

Case 1 of 2

Summit Peak Roofing LLC v. Palmetto Grove Homeowners Association, Inc.

Miami-Dade County Circuit Civil Case No. 2024-CA-031847 Filed: 2024-09-12 Status: Settled — dismissed with prejudice 2025-03-04

Breach of contract claim filed by Summit Peak Roofing LLC against a homeowners association for non-payment of $38,400 on a commercial roofing project. The defendant's answer included a counterclaim alleging defective workmanship (improperly installed flashing and two instances of post-installation leaks). Case settled with prejudice March 2025; settlement terms are confidential per dismissal order. Note: as the plaintiff-contractor, Summit Peak initiated this case. The counterclaim alleging defects is the notable element — a settled defect counterclaim warrants asking the contractor directly. Source: Miami-Dade Clerk of Courts online docket, accessed 2026-07-24.

Case 2 of 2

Rivera, Carlos J. v. Summit Peak Roofing LLC

Miami-Dade County County Court Civil Case No. 2023-CC-019203 Filed: 2023-06-07 Status: Judgment for plaintiff — 2023-10-15

Small claims judgment of $4,200 entered against Summit Peak Roofing LLC for failure to complete a residential repair job and refusal to return deposit. No appeal on record. Satisfaction of judgment filed 2024-01-09 (judgment was paid). Note: a paid-and-satisfied judgment is less concerning than an outstanding one, but a deposit dispute resulting in a court judgment is a documented customer-dispute event. Source: Miami-Dade Clerk of Courts online docket, accessed 2026-07-24.

Federal (SDFL PACER) search: Zero results for Summit Peak Roofing LLC, Summit Peak Roofing, or Michael T. Harlow. Palm Beach County and Broward County civil dockets: Zero results. Zero does not mean zero disputes have ever occurred — it means none appeared in these searchable public records on this date.

Section 4 of 6

Complaint Pattern Search

Better Business Bureau — bbb.org

BBB profile found for Summit Peak Roofing LLC, Miami FL. Rating: B+ (not accredited). 2 complaints filed in past 36 months. Both complaints: failure to complete punch-list items after final payment. One complaint closed — "resolved" (contractor addressed the issue). One complaint closed — "answered" (contractor responded but customer did not confirm resolution). No pattern of repeated complaint types beyond the two on record. Source: bbb.org/us/fl/miami/profile/roofing-contractors/summit-peak-roofing-llc, accessed 2026-07-24.

Florida Attorney General — myfloridalegal.com

Florida AG consumer complaint database search for "Summit Peak Roofing": zero results found in publicly searchable complaint records. Source: myfloridalegal.com consumer complaint search, accessed 2026-07-24. Note: not all AG complaints are published in the public search tool.

Florida DBPR Contractor Board Complaints

Search of DBPR disciplinary records for CCC1336291 (Michael T. Harlow, license holder): zero disciplinary actions, zero citations, zero formal complaints on public record. Source: myfloridalicense.com license lookup detail page, accessed 2026-07-24.

Section 5 of 6

Review Cross-Check

Google Maps 4.1 stars · 63 reviews
Yelp 3.8 stars · 22 reviews
Angi (HomeAdvisor) 4.2 stars · 17 reviews
BBB 3.5/5 customer reviews · 4 reviews

Overall: Reviews are broadly positive, consistent in describing competent installation work and professional crews. Negative reviews cluster around post-completion follow-through: punch-list items not addressed, difficulty reaching the office after final payment, and one instance of a requested repair taking three months to schedule. No review describes structural failure or safety issues.

Velocity check: No suspicious burst of reviews detected. Google reviews distributed across 2020–2026; Yelp reviews show a gap in 2022 (no reviews that year) with normal distribution otherwise. No cluster of 5-star reviews from newly created accounts.

Astroturf signals: Two Google reviews flagged for generic language ("great work, very professional, would hire again") and reviewer accounts with zero other reviews. Two out of 63 is within normal distribution — not a signal of systematic manipulation. No mass-review-exchange patterns detected.

Yelp vs. Google gap: Yelp rating is 0.3 stars lower than Google. Reviews on Yelp skew more negative on communication and billing clarity. This is a minor platform-gap, not unusual for service businesses — Yelp's algorithm suppresses some positive reviews. The substance of the negative reviews (communication, billing) aligns with the BBB complaint pattern noted in Section 4.

Section 6 of 6

Red-Flag Summary

Red — significant concern, warrants serious consideration before proceeding Yellow — warrants clarification or monitoring Green — area checks out based on available public records

Yellow — License expiring in 38 days (CCC1336291, expires 2026-08-31)

The contractor's Florida roofing license expires August 31, 2026. If your project extends past that date and the license is not renewed, the contractor would be operating unlicensed — which voids your warranty protections and can affect permit validity. Ask for confirmation of renewal filing and request a renewal certificate before your project begins. Check myfloridalicense.com again the week of August 15 to confirm renewal.

Yellow — 2023 small claims judgment for deposit non-return ($4,200, satisfied)

A judgment was entered against this contractor for failing to complete work and refusing to return a deposit. The judgment has been paid and satisfaction was filed. One satisfied judgment is not a disqualifying finding, but combined with the defect counterclaim noted in Case 1, a pattern emerges around project completion and punch-list follow-through. Mitigate by structuring your payment schedule with a meaningful final holdback (minimum 15–20%) tied to documented punch-list completion.

Green — License active, no disciplinary history, entity in good standing

The Florida contractor license and entity registration are both active and in good standing as of this check date. No disciplinary actions, citations, or license violations appear in DBPR records. The entity has filed its 2026 annual report and maintains a registered agent. No concerns from a licensing and registration standpoint, subject to the expiration noted above.

Questions to ask before signing

  • Your license expires August 31, 2026. Has the renewal been filed? Can you provide a renewal confirmation or screenshot from myfloridalicense.com before we sign a contract?
  • The case with Palmetto Grove HOA (Case 2024-CA-031847) included a counterclaim about flashing installation and post-installation leaks. Can you describe what happened and how it was resolved?
  • A 2023 judgment was entered against you for a deposit dispute (Case 2023-CC-019203). Can you walk me through what happened on that project and how your deposit policy works?
  • BBB shows two complaints about punch-list follow-through after final payment. What is your process for completing punch-list items once the main work is done?
  • Please provide a current Certificate of Insurance (ACORD 25) with my property address listed as additional insured, covering both general liability and workers' compensation, with policy expiration dates that extend past our expected project completion date.
  • If your workers' compensation coverage includes any owner exemptions, please provide the FL DFS exemption certificate numbers for each exempt worker who will be on my property.
Sample — For Illustration Only. Summit Peak Roofing LLC (FL), all docket references (2024-CA-031847, 2023-CC-019203), all people named, all license numbers, all complaint details, and all findings in this document are entirely fictional and invented for the purpose of illustrating the Boojee Vendor Check format. Any resemblance to a real business, person, or legal proceeding is coincidental. This is not a real dossier and should not be used or relied upon for any actual due diligence decision. A Boojee Vendor Check is business due diligence from public records — not an FCRA consumer report, and not for use in decisions about individuals.